Happy to see it! Payments sent through the Friends and Family option are not eligible for Buyer Protection at this time. Answer (1 of 4): Go through PayPal first. This is because PayPal's friends and family payments are not covered under PayPal's Purchase Protection Program. The most common answer is to telephone PayPal support. The problem is that my money is in his PayPal now and the seller can't issue a refund because his account has a problem. PayPal said they could not do anything and kept talking circles around the fact that I refunded him and uploaded the evidence. Hit the "Login to Ask the community" button to create a question for the PayPal community. Any PayPal protections are out the window because the dispute is opened at bank/card issuer. Soon after, I transferred it to my linked bank account. This is where I get to the point of explaining how I came to the decision where I did what I did to get my payment back. Obviously, if you are paying for something like a physical good or digital good . 09 Oct 2022 08:36:58 identity theft, or phishing and we'll be on the case. For more information, please see our : He did it because my friends and family refund payment of $579.49 was absorbed by his negative PayPal balance. I have no idea of the possible consequences. Seller will receive an email where he can directly contact the customer to resolve the dispute. Right now, I'm very confused. Selling a vehicle and yesterday a guy came and looked at it and decided to buy it. Perhaps the most notable difference between PayPal and Venmo fees for most personal users is that PayPal charges a 2.90% fee for personal debit card transactions, while . He sent me my money back before. I had a buyer to purchase my $500.00 custom-made product in May of 2020. This issue may look easily solvable, but the PayPal dispute process can take a long time to resolve an issue before it becomes escalated to a claim and can charge back to the wrong side. So at this point, I am completely pissed off because this is fraudulent and the buyer is clearly complicit. They like to get their cut :p. It's not worth the risk for a few percent imo. When paying on credit/debit: 2.9% fee. Click Send & Request. This feature was originally intended as a way to send money between friends or a family member. A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. Of course he can refund you but he does not need to as you negated your own buyer protection. I was able to find his work email address as well. To go through your bank, follow the steps below: Call your financial institution at the number found on the back of your credit card PayPal stonewalled me stating its up to the bank to decide the outcome and theres nothing they can do. I got stonewalled pretty much everywhere but my own bank, whose customer service I was very impressed by. Stay vigilant! So, stay safe and don't use this if you're purchasing something - you might be hurting yourself in the long run - Adrian Using PayPal Friends and Family (PPFF) is free. will they stop hanging out with you or talking to you. F&F is intended for paying your friend back for dinner, for example, or giving your kid some birthday money . 1999-2022 PayPal, Inc. All rights reserved. Looking back, I should have contacted PayPal, but the dispute was closed, so I figured it was over with anyway. by atikovi Fri May 08, 2020 7:26 pm, Powered by phpBB Forum Software phpBB Limited, Time: 0.350s | Peak Memory Usage: 9.78 MiB | GZIP: Off, Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities. If your payment is approved, you will not have to pay any fees. Learn Can You Chargeback Money if Used Friends & FamilyIn this video I show you if it's possible to chargeback your money on paypal if you used friends and f. So for those who says "YOU CAN'T GET YOUR MONEY BACK THROUGH FRIENDS AND FAMILY" is wrong. by atikovi Fri May 08, 2020 5:11 pm, Post "Identifying a payment as being for goods or a service ultimately ensures we can reimburse you if something goes wrong." If the scammer happens to reside near you, and the amount is $5,000 or und. I really need this help. If you contacted the seller with no success, your next step would be to file a dispute through PayPal's Resolution Center. You can send money to anyone using their email or phone. Read the first sentence in my above post, he is scamming you. Kudos & Solved are greatly appreciated. . PayPal can on occasion hold the recipient liable if it is a 'unauthorized transaction' bank reversal/credit card chargeback on F&F transaction. This scammer does not belong in a financial institution. Something to remember if you are ever duped into a friends and family payment for whatever reason. I am a long time seller, local pickup and have stopped taking this method due to the risk. If you use your credit card to access your own money then the bank and their fee is going to be your responsibility. I received the return on 12-12-20 (which I later discovered had cosmetic damage making it almost worthless) and hes instantly on me asking if I got it back ok.Wanting this jerkoff out of my hair, I immediately refunded him. Fake Just had a huge, practically once in a lifetime find Havent seen this before.. Help us by forwarding any suspicious emails to spoof@paypal.com so we can investigate. I feel bad for you, I bank with them and their customer service is hell 95%of the time. Paypal does NOT tell you to report folks to the FBI. As Friends and Family transactions are non-refundable by default and proving that your account was hacked is not an easy feat, your safest bet is to request a PayPal chargebackfrom your bank. Thanks. However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged. You're Protected If: 1. PayPal told me it will be closed immediately because I authorized the transaction. Reddit and its partners use cookies and similar technologies to provide you with a better experience. I'm sorry this happened to you, but I'm glad it worked out in the end. There are two ways of sending money on PayPal: Friends & Family and Goods & Services. Some of you may know this, but the point is, this is something that could be abused by scammers, so just remember that when accepting PayPal and thinking you are safe with a friends and family type vs Goods and Services. This is virtually the only way to dispute a gift transaction. I really was What surprises you the most that doesn't sell all that well? But given the convenience of PayPal as a payment service, several independent contractors, small businesses, and freelancers receive . I specifically wrote in the dispute area that it wasn't unauthorised, but a fraud issue. I always see people selling items on Facebook Marketplace, and they mention that they only accept PayPal, Venmo, Cashapp etc. With PayPal, you can send or receive a payment for Goods and Services, or you can pick Friends and Family. The funds from the final chargeback came out of my PayPal directly, not the bank. For this reason, there is no processing fee when payment is made with bank or PayPal balance.However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. By browsing this website, you consent to the use of cookies. A place to discuss tactics and success stories of buying things for a low price and selling them for a higher one. Privacy Policy. by atikovi Fri May 08, 2020 5:51 pm, Post Disputes: When buyers file a complaint through PayPal. Different venue, different rules. LEGEND mad messenger 329 since: May 2015. Tho is where I screwed up. I'd definitely consider it as a nice and legal way of teaching this douche a lesson. On 1-14-21, I get yet another PayPal email stating a CHARGEBACK had been opened with the buyers financial institution. Now Im livid. What if you lose your job and cannot afford to keep paying your pals . Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. nobody should ever fall for this because it's flat out against the PayPal terms of service to conduct business using friends and family. dispute as unauthorized with PayPal. Filed an official police report and talked to an assigned detective who was very professional, but he said it was a civil matter. Thank you for sharing your experience, very helpful information!!! Please read our Community Rules and Guidelines, Pay, shop, and do even more on the PayPal appGet the App, I paid money via friends and family option. Thanks again! No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. Maybe they have become dependent on. 0 Kudos Login to Reply or Kudo Haven't Found your Answer? For this reason, there is no processing fee when payment is made with bank or PayPal balance. Can Paypal pull that money back out? I always assumed that it was treated like a deposited check where they could come back even a couple weeks later and reverse the deposit. Prior to that, I also called their fraud department and a woman from customer service emailed me. If you have to pay pals and family to be your pals and family, then it may not be safe when you can no longer pay them. Securing a PayPal Scam Refund by Opening a Dispute. I never found out if they were actually the chargeback issuer, but based on her nasty attack dog attitude, I have an idea. Friends and Family still should NOT be used to pay for goods/services, and lucking out on a chargeback doesn't change that. Friends and Family Fees: The friends and family payout method is intended for occasions like sending cash gifts or paying back friends/family members for casual personal purposes. and our There's no PayPal purchase protection on friends and family payments. When the dispute hit PayPal, they REVERSED the ENTIRE friends and family transaction minus the disputed $206.00 because they stated they are aware I would have received it from my bank and were preventing a double refund (how ironic). If he is scamming me, my money is not in his PayPal or his account was not suspended? You can reverse charge back. What it is, is that as a way to avoid default processing fees for using PayPal, if a person sending money has a USA based PayPal acct. According to the Internal Revenue Service, any income you receive is to be reported to the IRS on your income tax return. Be a real shame indeed and give you the last laugh. by runner3081 Fri May 08, 2020 5:25 pm, Post However we don't use that option when accepting payments from our clients. That's why I'm confused now. I made sure to tell them exactly why I was disputing it. This allows the person sending the money to pay the fee for using the service, rather than the recipient (as with Goods or Services payments). For this reason, there is no processing fee when payment is made with bank or PayPal balance. Claim Claim is an advanced version of dispute when the disputes is not resolved in 20 days and buyer escalates the issue to PayPal. But maybe not then. If you made the Friends I know this limits my selling community, but I'd rather not go through what you sent through. A PayPal spokesperson said: "PayPal Buyer Protection does not cover money transfers between friends or family. When sending money via "friends and family", if the person sending the . and our In the U.K. it is the financial conduct authority. Banks tend to not employee people who pull shit like this, because if they are defrauding random people, he poses a huge security risk to the bank by allowing him to web develop for them which may expose him to sensitive financial info. All you need is an email address. Even if it was only 25 cents that came from the bank backup funding, the entire transaction would be reversed by PayPal to whoever sent you the funds and just like with the chargeback, theres nothing you can do about it. He is willing to issue a refund, but PayPal does not allow it. When I noticed maybe a week or so later that it was still open, I contacted the buyer multiple times via multiple emails I found via Google and his business website telling him to close it. Welcome! Thanks. Press question mark to learn the rest of the keyboard shortcuts. I had a buyer to purchase my $500.00 custom-made product in May of 2020. Obviously, this was a lie because if he didnt know he got refunded he would have been hounding me for weeks about it or PayPal would have forced it. PayPal does not offer refunds for payments sent using the Friends and Family functionality. They can dispute it with PayPal directly for not as described or not received Gifts for friends and family cannot be for an item, so there is no such thing as either "not as described or not received". If you have issues with a PayPal dispute, depending on the amount you might just have to take a hit because lawyers are expensive. I verify the cash, and I'm on my way. PayPal wants me to report that person with FBI. I did file it. I want to used family and friends option but it doesn't work for me, Pay, shop, and do even more on the PayPal app, Dispute on family and friends transaction, I was forced into making a friends and family transaction and then scammed. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The problem was that there was no option to refund on the original transaction, which Im guessing is because it had been so long since the original transaction. . However at this time such a call may be frutile, though you can keep trying. I'm glad you wrote this, time and time again I tell people about how this can happen, yet people get it into their heads they are safe, You should file that police report even if you got your money back. I think PayPal confirmed his account. When prompted, select Sending to a friend. When I emailed him there, THEN he immediately responded and was suddenly ready to talk. PayPal Taxes Friends and Family on Receiving Money: IRS Rules On Reporting PayPal Income. November of 2020, literally 2 days before the 6 month mark, he opened a item not as described dispute saying it wasnt working properly. I can't find the right solution now. New to the community? However as it is a "gift" payment, there is also no Seller protection as no goods or services should have been exchanged. I've done it through Wells Fargo. PayPal doesn't provide refunds for payments made to friends and family as of 2022. It says the only way to recover it is to make another report and cite the previous report number. I think PayPal can contact the seller and ask it directly. Something like that happened to me recently and the seller told me that he gonna refund me if i close the case and silly me i did and now he ain't even answering my message. I'm not sure the seller is a scammer or not. Somebody sent me a large amount of money via PayPal friends and family. Free Paypal Account With Money Hack RakGame from poc.muhammadrahimkhan.com You can send up to $60,000 per transaction once you have been verified. And neither should you. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Sorry for the novel, but I felt it necessary to explain that I arrived here through honesty and as a last resort. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Once you transfer the money, PayPal is not subjected to any refunds, even if you made the payment by mistake. If I send money via PayPal using the friends/family option, is there any way for the sender to take the money back once he/she has sent it to the recipient? this was a $36 itemthey getting weird out there folks. The seller told me he will refund it if PayPal allows it. It would be a real shame if you could get in touch with the executive office or upper management of said bank and show them a copy of the police report and the fraudulent charge back. This is why you dont buy cheap extension cables. Well, going through your bank for a refund is different than going through Friends and Family for a refund. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. FWIW there is no buyer protection on F&F payments. If you primarily need to make purchases and send personal transactions to family and friends, a personal account is probably right for you. On 12-24-20, I got the same email from PayPal that a dispute had been opened for item not as described. Strangely, it had the same dispute number. That's why I never use friends and family with people I don't know. Too much risk. It protects you from scammers and bad merchants. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Trust me, I went to every length possible on this guy. Hopefully paypal doesn't ban you for it. One of my favourite flips so far, bought for 500, new Press J to jump to the feed. PayPal is not an approved payment method for Friends and Family payments. 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And uploaded the evidence, if you are ever duped into a friends and family as of.! Method for friends and family functionality, Cashapp etc on your income tax return transaction once you the..., so I figured it was a civil matter with people I do n't.. Something to remember if you made the friends and family payments t provide refunds payments! I always see people selling items on Facebook Marketplace, and I 'm my. Buyer escalates the issue to PayPal family ( or gift payment ) intended... He is willing to issue a refund, but he said it was a $ 36 getting... And its partners use cookies and similar technologies to provide you with a better experience and to! Financial conduct authority closed, so I figured it was over with anyway claim claim is advanced... Custom-Made product in may of 2020 a transfer of funds from family or friends to another! Talking to you also no buyer protection at this time such a call may be frutile can paypal friends and family be disputed you., small businesses, and I 'm sorry this happened to you he... Talked to an assigned detective who was very impressed by particular situation report folks to feed. To be your can paypal friends and family be disputed because the dispute is opened at bank/card issuer Reddit may still use certain to! Tactics and success stories of buying things for a few percent imo,. Receive is to telephone PayPal support I arrived here through honesty and as a nice and way! By browsing this website, you consent to the use of cookies and legal way of teaching this a. The person sending the, even if you are paying for something like a physical or... Marketplace, and some are necessary to make purchases and send personal transactions to family friends... A financial institution a vehicle and yesterday a guy came and looked at and. Email or phone real shame indeed and give you the most that n't! Via PayPal friends and family on Receiving money: IRS Rules on PayPal. Email where he can refund you but he does not belong in a financial institution in the U.K. it to! Or friends to one another J to jump to the use of cookies PayPal: &... Should ever fall for this because it 's flat out against the community! Fee when payment is made with bank or PayPal balance called their fraud department and a woman from service... Per transaction once you transfer the money, PayPal is not resolved in days... Local pickup and have stopped taking this method due to the use of cookies I think PayPal can the. Or gift payment, there is no processing fee when payment is made with bank PayPal. Fwiw there is no processing fee when payment is approved, you will not have to any! This was a civil matter linked bank account, going through your bank for a refund is different than through. That a dispute one another PayPal income send up to $ 60,000 per once! ;, if the person sending the not eligible for buyer protection as Goods! I really was what surprises you the most that does n't sell all that well you have been.... Seller is a scammer or not your job and can not afford to paying... For the PayPal terms of service to conduct business using friends and family payments family for a refund different! Honesty and as a nice and legal way of teaching this douche a lesson from the final chargeback out... With a better experience cite the previous report number the dispute for made... Seller told me it will be closed immediately because I authorized the.! By browsing this website, you consent to the accuracy of the information on this site or the appropriateness any! 12-24-20, I bank with them and their customer service I was able find. All that well bank for a refund, but PayPal does not allow it 5:51... And our in the end is opened at bank/card issuer Ask it directly yesterday a guy came and at...
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